Products

Products

Commercial Property Highlights

  • Backed by a panel of Excess & Surplus lines A.M. Best “A” rated insurance carriers
  • Ground-up per risk capacity between $5 - $30 million TIV per location
  • Up to $10 million primary capacity on accounts subject to a $50 million TIV
  • Over 400 classes of business
  • Coverage includes Equipment Breakdown

Optional Coverages Available:

  • Employee Dishonesty
  • Outdoor Property
  • Ordinance or Law
  • Wind Driven Rain
  • Spoilage

Target Classes of Business

  • Office
  • Retail
  • Mercantile/Service
  • Real estate
  • Hotels & Motels
  • Habitational
  • Healthcare
  • Light Manufacturing
  • Light Warehouse and Distribution Facilities

Types of Risks We Insure

Available nationwide, across the lower 48 states.

  • Offices

  • Retail spaces

  • Real estate

  • Hotels

  • Habitational

  • Healthcare

  • Light manufacturing

  • Warehouse and distribution facilities

Oculus Highlights

  • Founded by a Program Administrator with 20+ years of guiding ideas through incubation, product development, implementation, and execution through both hard and soft markets.
  • Access to programs with A. M. Best ‘A’ rated carriers.
  • Our approach blends automation with underwriting expertise to streamline our submission intake process
  • We specialize in individual and portfolio underwriting to provide stability to our distribution and capital partners.
  • Our underwriting approach combines data, analytics, technology, and underwriting expertise to deliver bespoke solutions for brokers and achieve the desired return on capital needed for our (re)insurers.
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