Oculus

Insurance solutions for the small commercial market.

Products

BOP

Businessowners' Policies (BOP) bundle property, liability, and business interruption coverages into one business insurance policy. BOPs can be customized to meet the unique needs of each small-to-medium sized business.  

We target risk profiles with limits up to $5 million TIV per location.

Commercial Property

Coverage for commercial property, including the business physical location, inventory, equipment breakdown, and business income interruptions.

Our commercial property appetite is focused on the hybrid space between small and midsize enterprises (SMEs) and the middle market with limits up to 25 million types of risk.

Ocean Cargo

Coming soon.

Oculus Highlights

  • Founded by a Program Administrator with 20+ years of guiding ideas through incubation, product development, implementation, and execution through both hard and soft markets.
  • Access to programs with A. M. Best ‘A’ rated carriers.
  • Our approach blends automation with underwriting expertise to streamline our submission intake process.
  • We specialize in individual and portfolio underwriting to provide stability to our distribution and capital partners.
  • Our underwriting approach combines data, analytics, technology, and underwriting expertise to deliver bespoke solutions for brokers and achieve the desired return on capital needed for our (re)insurers.
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Types of Risks We Insure

Available nationwide, across the lower 48 states.

Offices
Retail spaces
Real estate
Hotels
Habitational
Healthcare
Light manufacturing
Warehouse and distribution facilities
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About Us

We see insurance differently. Oculus combines data, analytics, technology, and underwriting expertise to deliver bespoke solutions for brokers and profit for our (re)insurers.  Oculus’ experienced insurance professionals create expertly built products that benefit and protect consumer businesses.

We see insurance differently

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Reach out and say hello.

Send us a message.

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