Businessowners' Policies (BOP) bundle property, liability, and business interruption coverages into one business insurance policy. BOPs can be customized to meet the unique needs of each small-to-medium sized business.
We target risk profiles with limits up to $5 million TIV per location.
Coverage for commercial property, including the business physical location, inventory, equipment breakdown, and business income interruptions.
Our commercial property appetite is focused on the hybrid space between small and midsize enterprises (SMEs) and the middle market with limits up to 25 million types of risk.
We see insurance differently. Oculus combines data, analytics, technology, and underwriting expertise to deliver bespoke solutions for brokers and profit for our (re)insurers. Oculus’ experienced insurance professionals create expertly built products that benefit and protect consumer businesses.